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After a car crash, it’s standard practice for an adjuster from the at-fault party’s insurance company to contact victims to ask for a recorded statement.
Insurance adjusters often request these question-and-answer sessions just days after the accident, usually under the guise of expediting the victim’s claim or giving them an opportunity to tell their side of the story.
While adjusters often make it sound like providing a recorded statement is in a victim’s best interest, it isn’t. Here are just a few reasons why you should never provide a recorded statement to an insurance adjuster without first consulting an experienced car accident attorney:
- It isn’t required or necessary. Georgia law doesn’t require accident victims to provide a recorded statement to the other driver’s insurance company, nor is it necessary in order to resolve their case.
- It helps the insurance company, not the victim. An insurance adjuster’s job is to resolve a victim’s claim while paying out as little money as possible. To that end, adjusters may misconstrue a victim’s answers in an attempt to reduce the insurance carrier’s financial obligation to them.
- The extent of your injuries is not yet known. Accepting an early settlement just days after being injured in an accident can be extremely unwise. Many common car crash injuries take days to fully present, and what losses people are likely to incur as a result can’t be accurately estimated so soon.
Find Out How We Can Help
If you were injured in a car accident that wasn’t your fault, the experienced Georgia crash attorneys with Van Sant Law can help you understand your legal rights and options and guide you through the claims or litigation process.
We know the tricks insurance companies use to pay victims less than what they deserve. Let us handle communications with insurance adjusters regarding financial compensation so you can focus on your physical recovery. Contact us today to schedule an appointment for a free initial consultation.
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